Financial

Made to be reached.

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LuniBound

Financial freedom planner · Any browser · Free

When could work become optional? Enter what you've invested, what you add each month and what you'll spend, and see your FI number, the age you could be financially free, and 500 simulated market futures — calculated 100% in your browser. No account, no bank linking.

  • FI number
  • Freedom age
  • Monte Carlo
  • Coast FIRE
  • Moon progress
  • No bank linking
Open LuniBound

Educational calculator — not financial advice.

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LuniMortgage

Mortgage calculator · Any browser · Free

Today's estimated mortgage rates from real Federal Reserve data — then your true monthly payment: principal, interest, taxes, insurance and PMI, calculated 100% in your browser. No lender lead-gen: your numbers are never sold.

  • Today's rates
  • Full payment
  • PMI estimate
  • Extra payments
  • No data selling
Open LuniMortgage

Educational estimate — not mortgage advice.

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LuniRefinance

Refinance calculator · Any browser · Free

Should you refinance? Compare your current loan with a new one — true break-even counting fees, interest and the restarted clock. One engine for mortgage, auto, student and personal loans; mortgage rates are today's live market estimates.

  • True break-even
  • 4 loan types
  • Live mortgage rates
  • Lifetime cost
  • No data selling
Open LuniRefinance

Educational estimate — not financial advice.

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Rent vs Buy

Rent vs buy calculator · Any browser · Free

Settle rent-or-buy with net worth, not monthly payments: both sides get the same budget, the cheaper side invests the difference, and buying is charged its full costs — closing, upkeep and selling.

  • Net-worth verdict
  • Equal-budget method
  • Break-even year
  • Today's rates
  • No data selling
Open Rent vs Buy

Educational estimate — not financial advice.

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LuniTax

Federal tax estimator · Any browser · Free

Estimate your 2026 federal tax — ordinary income, long-term capital gains, and a rough self-employment tax — calculated entirely in your browser. No account, nothing leaves your device.

  • Ordinary income
  • LTCG rates
  • SE tax rough
  • Effective rate
  • No account
Open LuniTax

Educational estimate — not tax advice.

A family with their dog and cat in front of their blue house and its garage with the car inside, under a small golden crescent moon
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Insurance Hub

Insurance learning tools · Any browser · Free

Learn how deductibles, coinsurance and limits work for auto, home, pet, health, dental and vision insurance — then try your own made-up numbers and compare policies side by side. No quotes, no sign-up, nothing you type leaves your browser.

  • 6 insurance types
  • Claim illustration
  • Policy worksheet
  • Sourced lessons
  • No data collected
Open Insurance Hub

Education only — not a quote or insurance advice.