LunibyteInsurance Hub
Learn how deductibles, cost-sharing and limits work across six kinds of insurance — and try them with your own made-up numbers. No quotes, no sign-up, and nothing you type leaves your browser.
Auto insurance
What you actually pay after a crash.
Education onlyHome insurance
Why a $30,000 roof and a $30,000 check aren't the same.
Education onlyPet insurance
You pay the vet first — then the plan pays you back.
Education onlyHealth insurance
Decode deductible, coinsurance, copay and out-of-pocket maximum.
Education onlyDental insurance
Why a covered crown can still cost hundreds.
Education onlyVision insurance
Allowances and frequencies, not big claims.
Education onlyWhat every page gives you
- Learn: the handful of terms that decide what you pay, each with a dated official source.
- Try it: a one-claim illustration with your own hypothetical numbers, always shown with its assumptions.
- Compare: a worksheet for up to three policies — facts you type, side by side, never ranked.
🔒 These numbers stay in your browser. Nothing is sent, saved or tracked.